The 640 MEG Shareware Studio 2

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Text File | 1991-09-26 | 101KB | 3,038 lines

FINANCIAL CALCULATION PROGRAM version 3.01 September 26 1991 Copyright 1987 - 1991 by K H O B E Y S O F T W A R E software with a heart Mohammad R. Khorasani & James H. Huckabey Turbo Basic' compiled program (trade mark and copyrights of Borland International, Inc.). 1 TABLE OF CONTENTS User-Supported Software............................page 4 Disclaimer.........................................page 5 System Requirements................................page 6 What The Program Does..............................page 6 Backing Up The Program.............................page 6 Running The Program................................page 8 Main Menu..........................................page 8 <A> Amortization Menu.........................page 11 Interest Menu.............................page 18 <C> Depreciation Menu.........................page 28 <D> Cash Discount Verses Loan.................page 36 <E> Exit Program..............................page 39 Amortization Menu..................................page 11 <A> Solve For Term............................page 12 Solve For Payment.........................page 14 <C> Solve For Principal.......................page 16 Interest Menu......................................page 18 <A> On Declining Balance......................page 19 Simple....................................page 21 <C> Compounded................................page 23 <D> Comparable (solve)........................page 25 Depreciation Menu..................................page 28 <A> Straight Line Method......................page 29 Units Of production Method................page 31 <C> On Declining Balance Method...............page 33 2 TABLE OF CONTENTS (continued) <D> Sum Of The Years Digits Method............page 35 <D> Cash Discount Verses Loan......................page 37 <E> Exit The Program...............................page 40 Screen Displays and Printouts......................page 41 Glossary...........................................page 43 Index..............................................page 45 Invoice............................................page 46 3 USER-SUPPORTED SOFTWARE User-supported software, which is also known as Shareware, is an experiment in microcomputer software distribution based on the following principles: 1. That the value or worth of a program is best judged by the individual user using the program on his/her own machine. 2. That the creation and distribution of microcomputer software can be financially supported by users at reasonable cost. 3. That the copying and sharing of software can and is encouraged. Anyone may request a copy of a user-supported program by sending a blank, formatted disk to the author of the program. An addressed, postage-paid return mailer must accompany the disk (no exceptions, please). A copy of the program, with documentation on the disk, will be sent by return mail. The program will carry a notice suggesting a contribution to the program's author. Making a contribution is completely voluntary. Free distribution of software and voluntary payment for its use eliminates costs for advertising and copy protection schemes. Users obtain quality software at reduced cost. They can try it out before buying, and do so at their own pace and in the comfort of their own home or office. The best programs will survive based purely on their quality and usefulness. Please join the experiment. If you share a belief in these principles, your contribution is requested to help make this work. Regardless of whether you make a contribution, you are encouraged to copy and share this program. PERMISSION TO COPY Individuals, clubs, and other non-profit organizations are granted permission by the authors to freely copy this program and documentation and share it with their members, so long as: 1. No price is charged for the software or documentation. However, a distribution, copying cost or charge for the cost of the diskette, so long as it is not more than $6.00 total. 2. Club members be informed of the user-supported idea and encouraged to support it with their donations. 3. The program(s) or documentation are not modified in any way and they are distributed together. 4 Your Contribution Please send your contribution, $20 is suggested, name, address and version number to either of the following persons: James H. Huckabey/Mohmmad R. Korasani 3621-A Fraser Street Bellingham, WA 98226 (206) 671-2868 This puts you on our mailing list, registered users receive notices of updates and new programs. It is important that your current version number is on all correspondence. The program consists of: FCP.EXE, FCP.DOC and READ-ME.FCP, they may be freely copied and passed on (non-altered programs), they may be combined with other shareware programs but all segments must be included. A Site License is available for commercial use where more than one copy is running at one time; cost is $50 and there is no limit to the number of copies in use at that site. We would also enjoy just hearing your likes and dislikes about any of our programs. We are open to suggestions on how our programs might be improved, all suggestions are evaluated. If you are having program problems, you may be running an altered and/or non-authorized version. Please send us a note along with the version number and the problem you are experiencing. Please include a self addressed stamped envelope if you expect a reply, there are no exceptions. Please give complete details, printouts, screen dumps, etc. You can make notes directly on printouts showing problems or suggestions. Thank you. DISCLAIMER In no event will the Authors be liable to you for any damages, including any lost profits, lost savings, or other incidental or consequential damages arising out of the use of or inability to use the program or unfamiliarity of the user with DOS, BASIC, BASICA/GWBASIC or BASIC compilers, even if the Author has been advised of the possibility of such damages, or for any claim by any other party. 5 SYSTEM REQUIREMENTS IBM PC or compatible, minimum of 192K RAM, 80 column screen, DOS (disk operating system), optional 80 column printer (program does display calculations on the screen, printing similar data on printer). IBM PC is a copyright trademark of International Business Machines Incorporated. WHAT THE PROGRAM DOES The program is menu driven and most instructions appear on the screen in the form of prompts. The program allows you to see and print detailed reports for yourself or clients and should be useful in home or office. When figuring amortization or other interest options, the current version uses 12 periods to the year (monthly payments). The program can calculate the following: interest on a declining balance, simple, compound and comparable interest. In amortization option you may solve for term, payment or principal. Depreciation can be entered using straight line, declining balance and sum of the years digit methods. There is a section on discounts showing payments from cash and acquired loans (up to 90 day accounts). All pertinent information is displayed on the screen. In all options a summary is displayed in a form of totals and in most cases, details involved can also be displayed in report format or sent to the printer. Also, in each option within the same category, pressing <ENTER> loads in previous data. BACKING UP THE PROGRAM As with any program that is not copy protected, never run the original copy. Make a backup using the DISKCOPY command as follows: *** WARNING, ANY INFORMATION ON THE TARGET DISKETTE IS ERASED DURING THE DISKCOPY OPERATION (use a new diskette if possible). Single drive: With your DOS disk in drive A:, type `DISKCOPY A: B:'. You are prompted to put the source disk (source being FCP disk) in DRIVE A: and to press <ANY KEY>. Pressing any key starts the copying process. You are then prompted to insert the target diskette, which does not have to be formatted, and to press <ANY KEY>. This process is repeated until the copying is completed. Dual drives: With your DOS disk in drive A:, type in `DISKCOPY A: B:', you are prompted to insert the source diskette in drive A: and the target diskette in drive B: and press <ANY 6 KEY>, pressing any key starts the copying process. The target diskette does not need to be formatted. Either of the routines may be repeated by answering the repeat prompt with a <Y>. You may also use the wild card routine to copy the information on the diskette to another floppy or hard drive (this is theonly way to install this program on a hard drive). Hard Drives: Make sure you are in the proper directory on the destination drive. Place the source diskette in drive A: and type in `COPY A:FCP.EXE' and press <ENTER>. This is the only file required, however, the .DOC and READ-ME files are there for your instruction and may be copied using the same syntax, but they are not required for the program's execution. Whatever the process, you should have FCP.EXE on the operational disk but remember when passing on copies of the program to others make sure you pass along all three files (complete package). 7 RUNNING THE PROGRAM Since this is a compiled BASIC program, you start it directly from DOS or start up level. The only requirement is that the program be located somewhere in your PATH statement. Type in `FCP' and press <ENTER>, the title is displayed along with copyright data. You are prompted to press <ENTER>, the screen then displays information about the authors and contribution. If you find this program helpful and use it on a regular basis, you should pay for it. It is you, the end user, that determines what programs are good and useful. Please do not remove any of this information from the program or documentation. Leaving this information in the program assures that the next person is informed about payment, copying information and what files are included in the program package (thank you). After pressing <RETURN> a second time, screen displays: Financial Calculation Program M A I N M E N U <A> Amortization Menu Interest Menu <C> Depreciation Menu <D> Cash Discount Verses Loan <E> Exit Program Press Choice <A-E> Khobey Software Pressing <A-D> takes you to the appropriate sub-menu or option, upper or lower case letters may be used, pressing <E> takes you to the termination option where you must press <Y> to terminate or you are returned to the Main Menu. ******* NOTES ******* The key buffer has been disabled on all menu's, this is to 8 help prevent going to wrong options. All inputs in this program are made within bracket symbols `[ ]' whether they are number or letters. The brackets are to guide you, mainly for word entries, on remaining space available. On number entries only numbers may be entered and on those that use a decimal place, the decimal is acceptable. On entries such as names, depreciation items and depreciation items descriptions, any keyboard symbol may be entered. To edit an entry, you may use the <BACK SPACE> to erase all or part of any entry. When your entry is as you want it, the pressing of <ENTER> enters the data into the program. Once you make an entry into a category, the entries remain in memory for all options in that category, with the exception of NAME which is carried to all catagories. Upon returning to an option, in all but <G> Comparable Interest, the current data is displayed beneath the option heading, and all you have to do is press <ENTER> at each of the input prompts and previous data is automatically restored. In Amortization options the principal may be adjusted so that all payments are of equal value (last payment the same as the first). Interest On Declining Balance may add another payment if there is a balance left after the last regular payment. Principals on which interests are figured have a $999,999.90 limit. Schedule must be more than one and less than 600 payments (50 years). Two items control the results obtained in the amortization options, limit of 50 years (600 months) and principal plus interest (9,999,999.99). Exceed either limit and the results are rejected `Result with current data invalid ....'. Interest options have a principal plus interest limit of 9,999,999.99, exceed this limit and the results are rejected `Result with current data invalid .....'. Depreciation limit is $900,000,000. In Interest On Declining Balance, Comparable Interest, Cash Discount Verses Loan, because the resulting interest rates may not be current or standard, they are not carried to or from other options. You may exit the program at any time by simultaneously pressing <CTRL>-<BREAK> or whatever sequence is required on you computer to interrupt a basic program. This exit does not harm the program or your system. Termination may not be instantaneous because the program must be ready for keyboard input or writing to screen or printer to see the interrupt. This exit returns you 9 to the DOS level and you may have to press <ENTER> to show you have exited. If all else fails and you have to exit and the above does not work, simultaneously pressing <CTRL>-<ALT>-<DELETE> performs a soft system reset. Again, no harm to program or system. On a printer error such as the printer out of paper or not ready, the program halts execution and waits for you to correct the error. After correcting error, press <ESC> or <ENTER> to resume printing or <F1> for Main Menu. Since the RESUME can cause a line to be reprinted (duplicated), please check results obtained after error recoveries. Error trapping is performed to prevent the program from ending when an error is encountered. The only errors that should be encountered are printer errors, using the same sequence, non- printer errors return you to the Main Menu without loss of data, where you may return to the chosen option. 10 Press <A> from the Main Menu, screen displays: AMORTIZATION MENU <A> Solve For Term Solve For Payment <C> Solve For Principal <M> Main Menu Press Choice <A-C> or <M> Press <A-C> takes you to the appropriate option, upper or lower case letters may be used, pressing <M> or <F1> returns you to the Main Menu. 11 <A> Amortization - - Find Term In this option you enter principal, payment amount and interest rate, the program supplies the number of payments and displays information including accumulated interest and payments. Press <A> from the Amortization Menu, screen displays: *** DATA INPUT SCREEN FOR AMORTIZATION / FIND TERM *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. The principal may be adjusted to obtain an equal payment schedule. After the principal entry, the screen displays: What is the desired amount of payments [ ] You are prompted to type in the amount of payments. This entry must be filled the first time through, the entry here cannot exceed the principal X 2 or $499,999.90 (2 X payment not to exceed 999,999.90). The payment must also exceed the interest due which is checked after the interest rate is entered. After the amount of the monthly payments are entered, the screen displays: What is the interest rate [ ] You are prompted to type in the interest. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Interest rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks 12 the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 (100%) and 1 (1%). After the interest is entered, and calculations are made, the program checks to see if the payment is greater than the interest amount due. If the calculated payment is less than the interest, screen displays `Result with current data invalid ...'. This error message is on a timer (on color systems message is yellow). At the end of the timer you are returned to the principal input position and must adjust your input so that they are within program limits. Screen displays: ================================================================= The number of monthly payments will be : n ================================================================= Principal + interest = n @ payments = grand total 999,999.90 + 999,999.90 = n @ 999,999.90 = $9,999,999.99 ================================================================= Press print, <S> screen, <ENTER> new data or <ESC> Main Menu Where 999,999.90 represents the principal, payment amount and interest, n represents the number of payments (2-600) and $9,999,999.99 represents the grand total. If there is a decimal value greater than .49 the program rounds the term up and is then converted to an integer. The program recalculates the principal which may be adjusted to an amount different from the original amount specified so that all payment amounts are of an equal value. You are prompted where the data is to be printed. You may press <S> for screen, for printer, <ENTER> for new data or <ESC> for Main Menu. The <ENTER> option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 13 Amortization - - Solve For Payment In this option after requested data is entered (principal, number of payments and interest rate), the program supplies the amount of each payment and displays information including accumulated interest, payments and principal. Press from the Amortization Menu, screen displays: *** DATA INPUT SCREEN FOR AMORTIZATION / FIND PAYMENT *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. The principal may be adjusted to obtain an equal payment schedule. After the principal entry, the screen displays: What is the desired number of payments [ ] You are prompted to type in the number of payments. This must be filled the first time through, with a minimum of two, a maximum of 600 (50 years) and must be an integer. After the number of monthly payments are entered, the screen displays: What is the interest rate [ ] You are prompted to type in the interest. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Interest rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 14 (100%) and 1 (1%). The screen displays: ================================================================= Amount of payment will be $ 999,999.90 ================================================================= Principal + interest = n @ payments = grand total 999,999.90 + 999,999.99 = n @ 999,999.99 = $9,999,999.99 ================================================================= Press print, <S> screen, <ENTER> new data or <ESC> Main Menu Where 999,999.90 represents the principal, payment amount and interest, n represents the number of payments (2-600) and $9,999,999.99 represents the grand total. You are prompted where the data is to be printed. You may press <S> for screen, for printer, <ENTER> for new data or <ESC> for Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 15 <C> Amortization - - Solve For Principal In this option you enter amount of payment, number of payments and interest rate, the program supplies the amount of the principal and displays information including accumulated interest and payments. Press <C> from the Amortization Menu, the screen displays: *** DATA INPUT SCREEN FOR AMORTIZATION / FIND PAYMENT *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the desired amount of payments [ ] You are prompted to type in the amount of payments. This entry must be filled the first time through, the entry cannot be exceed the principal divided by 2 or $499,999.90 (2 X the payment not to exceed 999,999.90). The payment must also exceed the interest due which is checked after the interest rate is entered. After the amount of monthly payment entry, the screen displays: What is the desired number of payments [ ] You are prompted to type in the number of payments. This must be filled the first time through, with a minimum of two, a maximum of 600 (50 years) and must be an integer. After the number of monthly payments are entered, the screen displays: What is the interest rate [ ] You are prompted to type in the interest. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Interest rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 16 (100%) and 1 (1%). If the calculated principal is greater than 999,999.90, screen displays `Result with current data invalid ...'. This error message is on a timer (on color systems message is yellow). At the end of the timer you are returned to the principal input position and must adjust your input so that they are within program limits. After the interest is entered, the program produces the amount of the principal, calculates the amount of the payment to be made, number of payments and the amount of interest, the screen displays: ================================================================= The principal amount will be $999,999.90 ================================================================= Principal + interest = n @ payments = grand total 999,999.90 + 999,999.99 = n @ 999,999.99 = $9,999,999.99 ================================================================= Press print, <S> screen, <ENTER> new data or <ESC> Main Menu Where 999,999.90 represents the principal, payment amount and interest, n represents the number of payments (2-600) and $9,999,999.99 represents the grand total. You are prompted where the data is to be printed. You may press <S> for screen, for printer, <ENTER> for new data or <ESC> for Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 17 Press from the Main Menu, screen displays: INTEREST MENU <A> On Declining Balance Simple <C> Compounded <D> Comparable (solve) <M> Main Menu Press Choice <A-D> or <M> Press <A-D> takes you to the appropriate sub-menu or option, upper or lower case letters may be used, pressing <M> or <F1) returns you to the Main Menu. 18 <A> Interest On Declining Balance In this option you enter the principal, amount of payment, number of payments and interest rate, the program supplies the number of payments and displays information including accumulated interest and payments. Press <A> from the Interest Menu, screen displays: *** DATA INPUT SCREEN FOR INTEREST ON DECLINING BALANCE *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. After the principal entry, the screen displays: What is the desired monthly payment [ ] You are prompted to type in the Desired Monthly Payment, this must be filled the first time through, the entry cannot exceed the principal amount divided by 2 or 499,999.90 (2 X payment not to exceed 999,999.90), must be at least 2 payments and not more than 600 (50 years). The number of payments returned in an integer. If there is a balance after last equal payment, a payment is added to cover this balance. After the monthly payment amount is entered, the screen displays: What is the interest rate [ ] You are prompted to type in the interest. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Interest rate must not be negative, less than .1% (.001), or 19 greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 (100%) and 1 (1%). After all entries have been made, the screen displays `Calculating, please wait.....' while it calculates payments, interest and the number of payments, the screen then displays: ================================================================= Principal/pay @ pay.amt + any bal + interest = grand total 99,999.99/n @ 99,999.99 + 99,999.99 + 99,999.99 = $999,999.99 ================================================================= Press print, <S> screen, <ENTER> new data or <ESC> Main Menu Where 99,999.99 represents the principal, payment amount and interest, n represents the number of payments (2-600, integer) and $999,999.99 represents the grand total. You are prompted where the data is to be printed. You may press <S> for screen, for printer, <ENTER> for new data or <ESC> for Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 20 Simple Interest In this option you enter the principal amount, interest rate and the length of term in days or months, the program calculates the interest for the given term and displays the simple interest amount. Press from the Interest Menu, the screen displays: *** DATA INPUT SCREEN FOR SIMPLE INTEREST *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. After the principal entry, the screen displays: What is the interest rate [ ] You are prompted to type in the interest. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Interest rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 (100%) and 1 (1%). After the interest is printed on the screen, the screen displays `Interest by <D>ay or <M>onth, <ESC> for new data'. Press <D> for day(s), <M> for month(s) or <ESC> to return to the name entry position. After the first time through you can press <ENTER> to proceed to previous option and if no changes are 21 to be made, pressing <ENTER> advances you to the totals display. If you pressed <D>, the screen displays: How many days, [ ] Enter the number of days and press <ENTER>, this entry must have a value greater than zero and not more than 18250 (50 years). If you pressed <M> at the day or month prompt, the screen displays: How many months, [ ] Enter the number of months and press <ENTER>, this entry must have a value greater than zero and not more than 600 (50 years). Regardless of choice, the screen displays: ================================================================= Principal + simple interest for (term/period),(month/day here) is 9,999,999.99 + 9,999,999.99 = $9,999,999.99 ================================================================= Press to print, <ENTER> for new data or <ESC> for Main Menu The display shows principal plus interest equalling the grand total. Pressing prints out the data in report form, pressing <ENTER> returns you to the name entry position where you may change any or all data, pressing <ESC> returns you to the Main Menu Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 22 <C> Compounded Interest In this option you enter the principal amount, interest rate and the length of term, the program calculates the interest for the given term and displays the interest amounts compounded daily, monthly, quarterly, semiannually and annually. Press <C> from the Interest Main Menu, screen displays: *** DATA INPUT SCREEN FOR COMPOUNDED INTEREST *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. After the principal entry, the screen displays: What is the interest rate [ ] You are prompted to type in the interest. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Interest rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 (100%) and 1 (1%). After the interest is printed on the screen, the screen displays: 23 ================================================================= The term is 1 years .....Daily ...Monthly .Quarterly Semiannually ..Annually 999,999.99 999,999.99 999,999.99 999,999.99 999,999.99 ================================================================= <F5> years, to print,<ENTER> new data or <ESC> for Main Menu The default display is one year, pressing prints out the data. Pressing <ENTER> returns you to the name entry position where you may change any or all data. Pressing <ESC> returns you to the Main Menu. Pressing <F5> or `&' followed by pressing <ENTER>, the screen displays: Enter the number of years (use decimal for non-whole years) [ ] You are prompted to enter the number of years, the default here is one, the limit is 50 years, if your input exceeds 50 years the program sets term at 50 years and if your input is less than .01 the program sets term at .01 years. If your input data causes the principal and interest to exceed $900,000,000 the screen displays: Results with current data is invalid ..... When the display ends, you are returned to the Enter the number of years input position. After a valid input you are returned to the printer/data/exit prompt. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 24 <D> Comparable Interest (solve) In this option you enter the principal amount, amount of payments, number of payments and the program calculates the interest rate and amount of the accumulated interest. This information is displayed in the upper half of the screen, the process may be repeated for a second contract and displayed in the bottom half of the screen. Press <D> from the Interest Menu, the screen displays: *** DATA INPUT SCREEN FOR COMPARABLE INTEREST (SOLVE) *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. After the principal entry, the screen displays: What is the amount of payments [ ] You are prompted to type in the Amount of Payment. This must be filled the first time through, the entry cannot exceed the principal amount divided by 2 or 499,999.90 (2 X payment not to exceed 999,999.90), must be at least 2 payments and not more than 600 (50 years). What is the number of payments [ ] You are prompted to type in the Number of Payments. This must be filled the first time through, with a minimum of two, a maximum of 600 (50 years) and must be an integer. After the number of monthly payments are entered, the program calculates the principal, payment and number of payments to get the interest rate. Interest rate must not be less than .1% (.001), negative or greater than 100% or screen displays `Result with current data invalid ...'. This error message is on a timer (on color systems message is yellow). At the end of the timer you are returned to the principal input position and must adjust your input so that 25 they are within program limits. After acceptable results the screen displays: ================================================================= Interest for first term is $ 999,999.99 .9999=99.99% ================================================================= Where $ 999,999.99 represents the total interest and 99.99 represents the calculated interest rate, the screen also displays: Press <F5> for new value, to print Press <ENTER> for 2nd entries or <ESC> for Main Menu Pressing <F5> or `&' followed by pressing <ENTER>, returns you to the name entry position, pressing prints out the 1st set of figures, pressing <ENTER> continues with the 2nd set of figures so that both may be compared at one tome and pressing <ESC> returns you to the Main Menu. Having pressed <ENTER> for a comparison, the steps are repeated in the same order as in the 1st set of entries, the screen displays: What is the principal amount [ ] You are prompted to type in the Principal Amount. This entry must be filled the first time through, the entry here cannot exceed $999,999.90 or the program beeps at you and returns you to the entry position. After the principal amount is entered, the screen displays: What is the amount of payment [ ] You are prompted to type in the Amount of Payment. This must be filled the first time through, the entry cannot exceed the principal amount divided by 2 or 499,999.90 (2 X payment not to exceed 999,999.90), must be at least 2 payments and not more than 600 (50 years). After the amount of payment is entered, screen displays: What is the number of payments [ ] You are prompted to type in the Number of Payments. This must be filled the first time through, with a minimum of two, a maximum of 600 (50 years) and must be an integer. After the number of monthly payments are entered, the program calculates the principal, payment and number of payments to get the interest 26 rate. Interest rate must not be less than .1% (.001), negative or greater than 100% or screen displays `Result with current data invalid ...'. This error message is on a timer (on color systems message is yellow). At the end of the timer you are returned to the principal input position and must adjust your input so that they are within program limits. After acceptable results the screen displays: ================================================================= Interest for second term is $ 999,999.99 = .999=99.99% ================================================================= Where $ 999,999.99 represents the total interest and 99.99 represents the calculated interest rate, the screen also displays: <ENTER>=1st entries,<F5>=2nd entries,=print or <ESC>=Main Menu Pressing <F5> or `&' followed by pressing <ENTER>, returns you to the second principal amount entry position, pressing prints out all data in both areas, pressing <ENTER> returns you to the name entry position and pressing <ESC> returns you to the Main Menu. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 27 Press <C> from the Main Menu, screen displays: DEPRECIATION MENU <A> Straight Line Method Units of Production Method <C> On Declining Balance Method <D> Sum Of The Years Digits Method <M> Main Menu Press Choice <A-D> or <M> Press <A-D> takes you to the appropriate sub-menu or option, upper or lower case letters may be used, pressing <M> or <F1) returns you to the Main Menu. 28 <A> Depreciation/Straight Line Method In this option you enter the item to be depreciated, identification of item, original cost of item, base/scrap value of item and length of life/service. The program displays the results using The Straight Line Method. Press <A> from the Depreciation Menu, the screen displays: *** DATA INPUT SCREEN FOR DEPRECIATION STRAIGHT LINE *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is item to be depreciated [ ] You are prompted to type in the name of the item that is to be depreciated. This entry must be filled the first time with the maximum being 32 characters. After the item name is entered, the screen displays: What is the I.D. description of the item [ ] You are prompted to type in an identifying description of the item, with the maximum being 32 characters. This entry may be left blank, if you have described an item and decide to omit the description, press <F2> or `*' followed by pressing <ENTER> and any data is deleted. After the item is identified or the entry left blank, the screen displays: What is the original cost of the item [ ] You are prompted to enter the total original purchase price This entry must be filled, cannot be zero, negative, or greater than $900,000,000. After the original cost is entered, the screen displays: What is the scrap/resale price of the item [ ] You are prompted to enter the amount of money that represents the amount you would receive if you sold the item and cannot be a negative entry. If you enter a zero value, there is a warning in the program to this effect. Since this entry does allow a zero entry, if you have a value, to remove it press <F2>, an `*' followed by pressing <ENTER> is also acceptable and any data is deleted resulting in a zero value. After the scrap/resale 29 value is entered, the screen displays: What is the estimated life/service of item [ ] You are prompted to enter the estimated life or service. This entry must be filled the first time, must be greater than zero and not more than 50 years. After an acceptable input, screen displays; Equipment..................... 1987 Ford 4 door wagon I.D. description.............. ABC-123-DEF Original price................$900,000,000 Estimated life/service........ 24 Periodic rate of depreciation. .9990 = 999.00% Periodic depreciation......... 0.042 = 4.20% Depreciation amount........... $999.99 Base value.................... $999,999.99 ================================================================ Press to print, <ENTER> for new data or <ESC> for Menu Where the Ford wagon represents the depreciated item. The sample digits such as 999,999.99 represents the original price, base value, depreciation amount and periodic depreciation amounts, 24 the estimated length of service life and the depreciation rate in percentage. You are prompted to press if you want the data printed, <ENTER> for new data and return to the name entry position or <ESC> to exit and return Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 30 Depreciation Units of Production Method In this option you enter the item to be depreciated, identification of item, original cost of item, base/scrap value of item and length of life/service in units (usage, mileage, etc.). The program displays the results using The Units of Production Method. Press from the Depreciation Menu, the screen displays: *** DATA INPUT SCREEN FOR DEPRECIATION UNITS OF PRODUCTION *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is item to be depreciated [ ] You are prompted to type in the name of the item that is to be depreciated. This entry must be filled the first time with the maximum being 32 characters. After the item name is entered, the screen displays: What is the I.D. description of the item [ ] You are prompted to type in an identifying description of the item, with the maximum being 32 characters. This entry may be left blank, if you have described an item and decide to omit the description, press <F2> or `*' followed by pressing <ENTER> and any data is deleted. After the item is identified or the entry left blank, the screen displays: What is the original cost of the item [ ] You are prompted to enter the total original purchase price This entry must be filled, cannot be zero, negative, or greater than $900,000,000. After the original cost is entered, the screen displays: What is the scrap/resale price of the item [ ] You are prompted to enter the amount of money that represents the amount you would receive if you sold the item and cannot be a negative entry. If you enter a zero value, there is a warning in the program to this effect. Since this entry does allow a zero entry, if you have a value, to remove it press <F2>, an `*' followed by pressing <ENTER> is also acceptable and any 31 data is deleted resulting in a zero value. After the scrap/resale value is entered, the screen displays: What is the estimated life in units [ ] You are prompted to enter the estimated life or service using units as entry value. The entry must be filled the first time, must be greater than zero and not greater than 900,000,000. It is not necessary to show that it is days, hours, mileage or any form of measurement, only the total is required. The program handles all entries the same, therefore, it makes no difference if it is 10 hours, operations, miles, etc. On large value inputs, the Periodic rate of depreciation may be displayed as 0.0000, the lowest acceptable value is .0001, anything smaller is considered as zero. After all entries are complete, the program calculates the values and the screen displays: Press print, <S> screen, <ENTER> new data or <ESC> Main Menu You are prompted to press if you want the data printed, <ENTER> for new data and return to the name entry position or <ESC> to exit and return Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 32 <C> Depreciation/On Declining Balance Method In this option you enter the item to be depreciated, identification of item, original cost of item, base/scrap value of item and length of life/service. The program displays the results using Declining Balance Method. Press <C> at the Main Menu, the screen displays: ** DATA INPUT SCREEN FOR DEPRECIATION ON DECLINING BALANCE ** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is item to be depreciated [ ] You are prompted to type in the name of the item that is to be depreciated. This entry must be filled the first time with the maximum being 32 characters. This data is input using the `LINE INPUT' command, you may use any character or symbol in your input. After the item name is entered, the screen displays: What is the I.D. description of the item [ ] You are prompted to type in an identifying description of the item, with the maximum being 32 characters. This entry may be left blank, if you have described an item and decide to omit the description, press <F2> or `*' followed by pressing <ENTER> and any data is deleted. After the item is identified or the entry left blank, the screen displays: What is the original cost of the item [ ] You are prompted to enter the total original purchase price This entry must be filled, cannot be zero, negative, or greater than $900,000,000. After the original cost is entered, the screen displays: What is the estimated life/service of item [ ] You are prompted to enter the estimated life or service. This entry must be filled the first time, must be greater than zero and is not necessary to show that it is days, hours, years, months or any form of measurement, only the total is required. The program handles all entries the same, therefore, it makes no difference if it is 10 hours, years or operations. 33 On larger inputs, such as 100,000, it can take up to ten minutes to calculate. Unfortunately, there is no formula at the present time that can perform this task more swiftly. After all entries are entered, the program calculates the values and the screen displays: ================================================================= The scrap/resale price of the item will be $ 9,999,999.99 ================================================================= Press print, <S> screen, <ENTER> new data or <ESC> Main Menu Where 9,999,999.99 represents the calculated base price. You are prompted to press if you want the data printed, <ENTER> for new data and return to the name entry position or <ESC> to exit and return Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 34 <D> Depreciation/Sum Of The Years Digits Method In this option you enter the item to be depreciated, identification of item, original cost of item, base/scrap value of item and length of life/service. The program displays the results using Sum Of The Years Digit Method. Press <D> from the Depreciation Menu, the screen displays: * DATA INPUT SCREEN FOR DEPRECIATION SUM OF THE YEARS DIGIT * Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is item to be depreciated [ ] You are prompted to type in the name of the item that is to be depreciated. This entry must be filled the first time with the maximum being 32 characters. After the item name is entered, the screen displays: What is the I.D. description of the item [ ] You are prompted to type in an identifying description of the item, with the maximum being 32 characters. This entry may be left blank, if you have described an item and decide to omit the description, press <F2> or `*' followed by pressing <ENTER> and any data is deleted. After the item is identified or the entry left blank, the screen displays: What is the original cost of the item [ ] You are prompted to enter the total original purchase price This entry must be filled, cannot be zero, negative, or greater than $900,000,000. After the original cost is entered, the screen displays: What is the scrap/resale price of the item [ ] You are prompted to enter the amount of money that represents the amount you would receive if you sold the item and cannot be a negative entry. If you enter a zero value, there is a warning in the program to this effect. Since this entry does allow a zero entry, if you have a value, to remove it press <F2>, an `*' followed by pressing <ENTER> is also acceptable and any data is deleted resulting in a zero value. After the scrap/resale 35 value is entered, the screen displays: What is the estimated life/service of item [ ] You are prompted to enter the estimated life or service. This entry must be filled the first time, must be greater than zero and is not necessary to show that it is days, hours, years, months or any form of measurement, only the total is required. The program handles all entries the same, therefore, it makes no difference if it is 10 hours, years or operations. After all entries are entered, the screen displays: Press print, <S> screen, <ENTER> new data or <ESC> Main Menu You are prompted where the data is to be printed. You may press <S> for screen, for printer, <ENTER> for new data or <ESC> for Main Menu. This option is there to allow you to change any or all data. Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 36 <D> Cash Discount Verses Loan In this option you enter invoice data, balance, amount of discount percentage, number of allowable days on discount, number of days on account, loan interest rate. The program calculates the amount of discount and subtracts this from the balance, and then calculates the number of days less discount days and the amount of interest that is to be paid and displays all data on the screen. Press <D> from the Main Menu, the screen displays: *** DATA INPUT SCREEN FOR CASH DISCOUNT VERSES LOAN *** Enter desired name [ ] You are returned to this screen and position after all operations in this option. You are prompted to type in a name, with the maximum being 32 characters. The name may be left blank by pressing <ENTER> without typing in any data. To delete a name, press <F2> or `*' followed by pressing <ENTER>. After the name entry, the screen displays: What is the balance due on invoice [ ] You are prompted to type in the balance from the source document (invoice or other billing). This must be filled the first time, cannot be a zero, negative or greater than $999,999.90. After the invoice balance is entered, the screen displays: What is the discount percentage on invoice [ ] You are prompted to type in the discount percentage rate. This entry must be filled the first time through, the entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting percentage using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Discount percentage rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 (100%) and 1 (1%). After the discount amount is entered, the screen displays: What are the discount days on invoice [ ] 37 Discount days is the number of days allowable to pay total due and still receive the discount. This entry must be filled the first time, cannot be zero, negative or greater than 90 days. After the due date is entered, the screen displays: What is the number of days on invoice [ ] You are prompted to enter the number of allowable days on the invoice, maximum is 90 days (considered to be a short term loan). This entry must be filled the first time through and cannot be zero, negative, less than the number of discount days or greater than 90 days. After the numbers of days are entered, the screen displays: What is the loan interest rate, <F5>=Skip [ ] You are prompted to type in the interest or to press <F5> or `&' followed by pressing <ENTER>. Pressing <F5> allows you to skip the loan calculations in the rare event you just want to calculate the discount. If the skip option is used the printout also skips the loan data. This entry must be filled the first time unless <F5> used. The loan interest rate here, because it may not be the normal interest rate, is retained for this option only, interest rate used in other options is not effected. The entry may be made in decimal or whole number, the program converts all entries into decimal, both are displayed on the screen after you press <ENTER>. If you are inputting interest using whole or mixed numbers (10 or 10.1) and want to input less than 1% (.01), you must use a leading zero or the number must be converted to a decimal. Loan interest rate must not be negative, less than .1% (.001), or greater than 100% (1.00) or the program beeps and repeats the process until input is acceptable. If you are inputting 100% it must be entered as a whole number (100) since the program checks the first character for a decimal point when converting from whole number to decimal and cannot distinguish between 1.00 (100%) and 1 (1%). After the loan interest rate is entered the program calculates the results showing the payment for cash disbursement and an acquired loan. The screen displays: 38 ================================================================= Paid from cash = Balance Discount Payment 999,999.90 999,999.99 999,999.99 Paid from loan = Balance-Discount Interest Total Payment 80 day account 999,999.90 999,999.99 999,999.99 ================================================================= Press to print, <ENTER> for new data or <ESC> for Main Menu Where 999,999.90 represent the appropriate figures using the data that was typed in for computations. 80 represents the number of days in the loan minus the discount days (90 - 10 = 80). You are prompted to press , <ENTER> or <ESC>. Pressing prints data. Pressing <ENTER> returns you to the name entry position where you may change any or all data. Pressing <ESC> returns you to the Main Menu Remember on returning to the name entry position, the pressing of <ENTER> in any input restores previous data, allowing for ease in corrections or adjustments. If you make errors during the entries, continue with the rest of your inputs and then at the printer/screen/exit prompt press <ENTER> repeatedly until you reach the entry to be corrected. When you reach the entry to be changed, just type in the new data and proceed as before. *** see Screen Displays and Printouts *** 39 <E> Exit The Program Press <E> from the Main Menu, the screen displays: PROGRAM TERMINATION <Y> Confirm Termination <ANY OTHER KEY> Main Menu Press Choice <Y> or <ANY OTHER KEY> Pressing <ANY KEY> but the <Y> returns you to the Main Menu and prevents accidental exit from the program. You must press <Y> to terminate (end) the program, the screen displays: PROGRAM TERMINATED Have a nice day, and a better tomorrow Khobey Software Program is terminated and you are returned to DOS (system start up level). If you exit the program, all data that was entered into the program is lost, if you restart the program you must reenter previous data to see previous results. If you have a border color at DOS level other than black before starting FCP, the border is set to black upon termination. 40 Screen Displays and Printouts Reports With Multiple Results The program calculates all data which is then displayed on the screen or printed on the printer. The data that is printed on the screen is the same as the data that is printed on the printer except the that the screen displays twelve months to the screen and the printer prints forty eight months to the page. Both the screen and printer displays are numbered, one showing screen number (12 months, 13th month added if 13th is last month) and the other page number (48 months, 49th month added if 49th is last month). During the screen display, you are prompted to press <ENTER> for the next period, twelve month periods or up to the balance of entries. You may press <F1> to exit to option menu, <ESC> to exit the screen display. If you press <ESC> you are then asked if you want to print the data. Pressing <ESC> or <N> at the printer prompt returns you to the Name input position. Printouts Without Multiple Results The program calculates all data which is then displayed on the screen or printed on the printer. The data that is printed on the screen is the same as the data that is printed on the printer. There are no prompts during the printouts, these reports are contained on one page. All Printouts After choosing to print, you are prompted to set the paper in the printer to 1/2 inch below the perforation and to turn the printer off and back on. Turning the printer on and off clears all printer codes that might have been sent to the printer by previous programs, it also makes wherever the paper is positioned the new home position. Home position is the alignment position to which the paper is returned to each time the printer advances the paper to a new page (FF/form feed). This step is necessary only the first time you do a print out and is not required again during this running of the program. You are prompted to enter the number of copies that you wish to print, pressing <ENTER> uses the default of one copy, but you can print up to 9 copies at a time. While printing, screen displays: 41 Printing n copies, please wait......... Where `n' represents the number of copies. When printing is completed, you are returned to the name input position where you may enter new data or exit from the chosen option. 42 GLOSSARY ALL INPUTS=In this program, in number inputs all numbers from 0 to 9 and the decimal point are acceptable. In inputs containing words (alphanumeric) any keyboard symbol may be entered. APOSTROPHE(S)=Used in this documentation and program as high lighting and are not required on any input. CATEGORY(s)=Options with the same theme, amortization, interest and depreciation. Interest on declining balance, comparable interests and Cash Verses Loan are separate options/categories. CONTROL KEYS=Pressing <F1> and <F10> perform the same function and are used for ease of operation and may be pressed for return to Main Menu from any input or prompt. The <F2> key is used in removing data from inputs that do not require data and may be left blank. The <F5> key is used for skipping or in other multiple choice prompts. DEFAULT=Preset minimum or maximum set by the program to keep inputs within the limits of the operation or to fit within number formats used on screen displays and printouts. ENTER=Pressing of the <ENTER> or <RETURN> key. The word ENTER is used in this program and documentation and may be called RETURN on your system (big blue uses the return sign). ENTRY, ENTRIES=Typing in data followed by the pressing of the <ENTER> key. INTEGER=Whole number without any decimal value, inputs requiring an integer value convert all non-integer values. PRESS=Means to press single key and does not require the pressing of the <ENTER> key. Keys to be pressed are enclosed within less than/greater than symbols < >. All <PRESS> requests may be upper or lower-case. PRESS <ENTER>=Where this is displayed, it is required to do the task to which it is requested. The <ENTER> key is also the default for `Y' (yes) or continue. In some cases the program prompts you for either the <ENTER> or <ESC> key and is used for ease in operation. 43 PRESS <ESC> TO EXIT=To exit an option when displayed on the screen. In some cases the program prompts you for either the <ESC> or <RETURN> key and is used for ease in operation. PROMPT=Displays on the screen upon which appropriate action must be taken. THE SCREEN DISPLAYS=What is displayed on the computer screen less some decoration, blank lines and may contain abbreviations not used in the program because of manual format and limitations. 44 Index AMORTIZATION...........2,6,9-12,14,16,43 CALCULATE..............6,19,13,17,20,21,23,25-27,32,34,37,38,41 DAY....................6,21,22,32,33,36-40 DEPRECIATE.............2,6,9,10,28-33,36,37 DISCOUNT...............2,3,6,9,10,37,39 DUE....................12,13,16,37,38 ERROR..................10,13,15,16,20,22,24,25,27,30,32,34,36,39 <F1>...................10,18,28,41,43 <F2>...................12,14,16,17,21,23,25,29,30-33,35-37,43 <F5>...................24,26,27,38,43 INTEGER................13,14,16,19,20,25,26,43 INVALID................13,17,24,25,27 ITEM...................29,31,33-36 MONTH..................6,12-14,16,19,21-26,33,36,41 PERCENT................30,37 PERIOD (see term)......6,22,30,32,41 PRINCIPAL..............2,6,10-17,19-27 PURCHASE...............29,31,33,35 RATE (see interest)....10,12,14,16,19,21,23,25-27,30,32,37,38,43 TERM (see period)......2,6,11-13,21-24,26,27,38,40 TERMINATE..............8,10,40 UNIT...................31,32 USER...................2,4,5,9 YEAR...................2,6,10,14,16,19,22,24-26,28,30,33-36 ZERO...................12,14,16,19,21-23,29-33,35-38 45 K H O B E Y S O F T W A R E software with a heart James H. Huckabey/Mohammad R. Korasani 3621-A Fraser Street Bellingham, WA 98226 =============================================================================== Date | P.O. Number | ================================================================================ Quantity| Description | each | Total -------------------------------------------------------------------------------- | Financial Calculation Program, Registration | 20.00 | -------------------------------------------------------------------------------- | Financial Calculation Program, diskette | 5.00 | | (includes other shareware as space permits) | | -------------------------------------------------------------------------------- | Site License (allows multiple copies to be | 50.00 | | run at same location for one fee) | | -------------------------------------------------------------------------------- | Promissory Note Program, diskette | 5.00 | | (includes other shareware as space permits) | | -------------------------------------------------------------------------------- | Financial Calculation Program and Promissory | 30.00 | | Note Program, dual registration | | -------------------------------------------------------------------------------- | Financial Calculation Program and Promissory | 8.00 | | Note Program, two diskette set (w/shareware) | | -------------------------------------------------------------------------------- | Special site license for dual programs | 75.00 | -------------------------------------------------------------------------------- | List of all Khobey Software (including games)| 1.00 | -------------------------------------------------------------------------------- (prices are subject to change) Subtotal | |.............. (Washington state residents please add 7.6%) Sales Tax | |============== (U.S. funds only) Grand Total | ................................................................................ From: name| ------------------------------------------------------- address| ------------------------------------------------------- city| ------------------------------------------------------- state & zip| ------------------------------------------------------- If registering, version number ............. date ............... from the title screen, if not the current version(s), you will receive a diskette(s) containing the current version(s). 46